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Recent Articles

Oct
31
2024
Trick! or Treat? Happy Halloween
Trick! or Treat ????? Don't be Spooked by the home-buying process. Follow these important Do's and Don'ts when getting a mortgage. Do pay credit cards on time and charge responsibly. Do set aside the funds that will be needed for down payment and closing fees. Don't make any large...
Oct
30
2024
Debunking Scary Myths About Buying a Home
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you off! Here’s a look at the top spooky...
Oct
25
2024
Mortgage & Housing Update 10/25/2024
Mortgage & Housing Update 10/25/2024 It's been a cruel October for buyers, with average 30-yr mortgage rates spiking on job market strength, stubborn inflation, and fast-rising US debt levels. Looking on the bright side, however, inventory levels continue to rise and...
Oct
25
2024
Why did Mortgage Rates Rebound?
Why did Mortgage Rates Rebound? Since the Fed cut rates in mid-September, average 30-yr mortgage rates have moved UP from 6.11% to 6.92%. Why? That’s the question everyone is asking. Here are 4 responses, which in some combination could help to explain this unwelcome move:...
Oct
23
2024
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
If you're self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don't always align with how you earn your living. But don't worry—there's an option that could be just...
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